USDC and USDT are both popular USD-pegged stablecoins, but they have some key differences:
USDC is generally viewed as safer and more transparent:
is issued by Circle, and is regulated by the New York State Department of Financial Services.
It's fully backed by cash and short-term U.S. Treasuries, with monthly attestations by an independent auditor.
Hundreds of regulated financial institutions(VASPs) in financial centers around the world supporting USDC (Source: Internal data aggregation)
34 leading exchangesavailable in180+ countriessupporting trading and converting USDC, providing liquidity and convertibility to key currency markets around the world (Source: Internal data aggregation)
USDT
has a larger (3X) market cap and higher trading volume, making it more widely used for trading and payments.
is issued by Tether Limited and is not regulated by any major financial authority.
reserves are more diverse and include other investments, with quarterly attestations.